{
    "statement": "of US consumers with a credit record financed at least one purchase with buy now, pay later in 2022, up from 17.6% in 2021",
    "value_display": "21.2%",
    "value_numeric": 21.2,
    "unit": "%",
    "data_label": "2022",
    "data_period_end": "2022-12-31",
    "region": "USA",
    "size": "all",
    "source": {
        "name": "CFPB research on Buy Now, Pay Later",
        "publisher": "Consumer Financial Protection Bureau",
        "type": "official",
        "url": "https://www.consumerfinance.gov/"
    },
    "source_url": "https://www.consumerfinance.gov/archive/newsroom/cfpb-research-reveals-heavy-buy-now-pay-later-use-among-borrowers-with-high-credit-balances-and-multiple-pay-in-four-loans/",
    "source_quote": "Among consumers with a credit record, 21.2 percent financed at least one purchase with a BNPL loan, up from 17.6 percent in 2021.",
    "verification_note": "Read on consumerfinance.gov newsroom archive, CFPB release of 13 Jan 2025 (page marked as archived content).",
    "verified_at": "2026-10-23T00:00:00+00:00",
    "margin_of_error": null,
    "dont_know": null,
    "data_table": null,
    "revisions": [],
    "page_url": "https://digitaltreed.com/statistics/ecommerce/consumers-with-credit-record-using-bnpl",
    "csv_url": "https://digitaltreed.com/statistics/ecommerce/consumers-with-credit-record-using-bnpl.csv"
}