7.32%About 1 in 10was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier
7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier (Week of 22 Oct 2026, Freddie Mac, Primary Mortgage Market Survey (PMMS))
-0.08 points since the previous figure: 7.40% (15 Oct 2026)
Industry bodyChecked at source, 23 Oct 2026All sizesUSAReal estate · Mortgages
30-year fixed mortgage rate, late October each year
Group
30-year fixed rate
26 Oct 2023
7.79%
24 Oct 2024
6.54%
23 Oct 2025
6.19%
22 Oct 2026
7.32%
Source: Freddie Mac, Primary Mortgage Market Survey (PMMS)Freddie Mac PMMS weekly averages. All points after the November 2022 PMMS method change (rates from Loan Product Advisor applications).digitaltreed.com/statistics
In plain words
What this number really says
7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier (Week of 22 Oct 2026).
7.32%
the latest figure (Week of 22 Oct 2026)
Industry body
type of source
Why you can trust it. Freddie Mac, Primary Mortgage Market Survey (PMMS): industry body, trade association report. Average of rates on applications submitted to Freddie Mac's Loan Product Advisor, Thursday to Wednesday.
7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier
Data period
Week of 22 Oct 2026 (ends 22 Oct 2026)
Published by the source
22 Oct 2026
Who is counted
Average of rates on applications submitted to Freddie Mac's Loan Product Advisor, Thursday to Wednesday.
In the source's words
The 30-year fixed-rate mortgage averaged 7.32% as of October 22, 2026, down from last week when it averaged 7.40%. A year ago at this time, the 30-year FRM averaged 6.19%.
Checked at source
23 Oct 2026: Read on freddiemac.com/pmms; history from PMMS_history.csv on the same site.
Reuse
Free to use with attribution to Freddie Mac. Credit Freddie Mac PMMS; method changed in November 2022, chart only one side of it.
Freddie Mac. (2026). 7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier. Via digitaltreed, https://digitaltreed.com/statistics/real-estate/mortgage-rate-30-year
MLA
"7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier." Freddie Mac, Primary Mortgage Market Survey (PMMS), Week of 22 Oct 2026. digitaltreed, https://digitaltreed.com/statistics/real-estate/mortgage-rate-30-year.
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<p>Source: <a href="https://digitaltreed.com/statistics/real-estate/mortgage-rate-30-year">7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier, digitaltreed</a></p>
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FAQ
Questions about this number
What is the latest figure for mortgages (USA)?
7.32% was the average US 30-year fixed mortgage rate in the week of 22 Oct 2026, up from 6.19% a year earlier, for Week of 22 Oct 2026, according to Freddie Mac, Primary Mortgage Market Survey (PMMS). We checked it at the source on 23 Oct 2026.
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