51%About 1 in 2of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall
51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall (Sep-Nov 2025, Federal Reserve Banks, Small Business Credit Survey)
SurveyChecked at source, 23 Oct 2026SmallUSASmall business · Finance
51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall (Sep-Nov 2025).
51%
the latest figure (Sep-Nov 2025)
Small
company size covered
Survey
type of source
Why you can trust it. Federal Reserve Banks, Small Business Credit Survey: survey, sampled survey with a published method. 6,525 small employer firms, convenience sample weighted to Census data.
Federal Reserve Banks, Small Business Credit Survey
Source type
Survey: Sampled survey with a published method
What it measures
51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall
Data period
Sep-Nov 2025 (ends 14 Nov 2025)
Published by the source
3 Mar 2026
Who is counted
6,525 small employer firms, convenience sample weighted to Census data.
In the source's words
About half of firms had their funding needs met, either with or without external financing; about one-third faced a funding gap despite applying for financing
Checked at source
23 Oct 2026: Read in the 2026 Report on Employer Firms PDF; chart "Funding needs and outcomes" shows 51% funding needs met, 34% financing shortfall, 15% unmet needs.
Reuse
Free to quote with credit. Convenience sample, not random; cite "Federal Reserve Banks, Small Business Credit Survey".
No changes recorded yet. First checked at the source on 23 Oct 2026.
Cite this number
APA
Federal Reserve Banks. (2026). 51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall. Via digitaltreed, https://digitaltreed.com/statistics/small-business/small-business-funding-needs-met
MLA
"51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall." Federal Reserve Banks, Small Business Credit Survey, Sep-Nov 2025. digitaltreed, https://digitaltreed.com/statistics/small-business/small-business-funding-needs-met.
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<a href="https://digitaltreed.com/statistics/small-business/small-business-funding-needs-met">51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall</a> (Federal Reserve Banks, Sep-Nov 2025)
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FAQ
Questions about this number
What is the latest figure for finance (USA)?
51% of US small employer firms had their funding needs met in 2025; 34% had a financing shortfall, for Sep-Nov 2025, according to Federal Reserve Banks, Small Business Credit Survey. We checked it at the source on 23 Oct 2026.
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