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Vendor dataUpdated 23 Oct 2026

$20Bof US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data)

$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data) (Nov-Dec 2025, Adobe, Adobe Digital Insights / Adobe Analytics press releases)

Vendor dataChecked at source, 23 Oct 2026All sizesUSAE-commerce · Buy now, pay later
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In plain words

What this number really says

$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data) (Nov-Dec 2025).

$20B

the latest figure (Nov-Dec 2025)

Vendor data

type of source

Why you can trust it. Adobe, Adobe Digital Insights / Adobe Analytics press releases: vendor data, a company measuring its own customers or panel. Adobe Analytics data covering over 1 trillion visits to US retail sites, 100 million SKUs and 18 product categories, 1 Nov to 31 Dec 2025 (vendor).

Key facts

  • Period Nov-Dec 2025
  • Region USA
  • Company size All sizes
  • Next data Seasonal

Source: Adobe, Adobe Digital Insights / Adobe Analytics press releases, Nov-Dec 2025

Method and use

How it was measured, and how to use it

How it was measured
Publisher
Adobe, Adobe Digital Insights / Adobe Analytics press releases
Source type
Vendor data: A company measuring its own customers or panel
What it measures
$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data)
Data period
Nov-Dec 2025 (ends 31 Dec 2025)
Published by the source
7 Jan 2026
Who is counted
Adobe Analytics data covering over 1 trillion visits to US retail sites, 100 million SKUs and 18 product categories, 1 Nov to 31 Dec 2025 (vendor).
In the source's words
Usage of the flexible payment method hit an all-time high this holiday season, contributing $20 billion in online spend, up 9.8% YoY and representing $1.8 billion more than the last season.
Checked at source
23 Oct 2026: Read on news.adobe.com, Adobe press release of 7 Jan 2026. Vendor data (Adobe Analytics).
Reuse
Cite with attribution. Transaction and visit data from Adobe Analytics clients (US retail).
Next expected update
Seasonal (Adobe, seasonal (holiday, Prime Day) and quarterly AI traffic reports)
Original page
news.adobe.com: Adobe Digital Insights / Adobe Analytics press releases
Data files
CSV · JSON (stable links)
Full change log

No changes recorded yet. First checked at the source on 23 Oct 2026.

Cite this number

APA

Adobe. (2026). $20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data). Via digitaltreed, https://digitaltreed.com/statistics/ecommerce/holiday-bnpl-spend-2025

MLA

"$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data)." Adobe, Adobe Digital Insights / Adobe Analytics press releases, Nov-Dec 2025. digitaltreed, https://digitaltreed.com/statistics/ecommerce/holiday-bnpl-spend-2025.

HTML link

<a href="https://digitaltreed.com/statistics/ecommerce/holiday-bnpl-spend-2025">$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data)</a> (Adobe, Nov-Dec 2025)
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This stat has no chart to embed yet. Link to this page instead: https://digitaltreed.com/statistics/ecommerce/holiday-bnpl-spend-2025

FAQ

Questions about this number

What is the latest figure for buy now, pay later (USA)?

$20B of US online holiday spending in 2025 was paid with buy now, pay later, up 9.8% (Adobe, vendor data), for Nov-Dec 2025, according to Adobe, Adobe Digital Insights / Adobe Analytics press releases. We checked it at the source on 23 Oct 2026.

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