21.2% of US consumers with a credit record financed at least one purchase with buy now, pay later in 2022, up from 17.6% in 2021 (2022, Consumer Financial Protection Bureau, CFPB research on Buy Now, Pay Later)
In plain words
21.2% of US consumers with a credit record financed at least one purchase with buy now, pay later in 2022, up from 17.6% in 2021 (2022).
the latest figure (2022)
type of source
Why you can trust it. Consumer Financial Protection Bureau, CFPB research on Buy Now, Pay Later: official data, government statistics office or regulator. Loan-level data from six large BNPL firms matched to deidentified credit records.
Source: Consumer Financial Protection Bureau, CFPB research on Buy Now, Pay Later, 2022
Method and use
Among consumers with a credit record, 21.2 percent financed at least one purchase with a BNPL loan, up from 17.6 percent in 2021.
No changes recorded yet. First checked at the source on 23 Oct 2026.
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FAQ
21.2% of US consumers with a credit record financed at least one purchase with buy now, pay later in 2022, up from 17.6% in 2021, for 2022, according to Consumer Financial Protection Bureau, CFPB research on Buy Now, Pay Later. We checked it at the source on 23 Oct 2026.
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