16% of US adults used buy now, pay later in the year to October 2025, up 1 point from the year before (2025, Board of Governors of the Federal Reserve System, Federal Reserve Board publications (SHED report, FEDS Notes, speeches))
In plain words
16% of US adults used buy now, pay later in the year to October 2025, up 1 point from the year before (2025).
the latest figure (2025)
type of source
Why you can trust it. Board of Governors of the Federal Reserve System, Federal Reserve Board publications (SHED report, FEDS Notes, speeches): official data, government statistics office or regulator. Federal Reserve Survey of Household Economics and Decisionmaking (SHED), US adults, fielded October 2025.
Source: Board of Governors of the Federal Reserve System, Federal Reserve Board publications (SHED report, FEDS Notes, speeches), 2025
Method and use
Buy Now, Pay Later (BNPL) use edged up 1 percentage point to 16 percent of all adults.
No changes recorded yet. First checked at the source on 23 Oct 2026.
APA
MLA
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FAQ
16% of US adults used buy now, pay later in the year to October 2025, up 1 point from the year before, for 2025, according to Board of Governors of the Federal Reserve System, Federal Reserve Board publications (SHED report, FEDS Notes, speeches). We checked it at the source on 23 Oct 2026.
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